|

People Everywhere Have Just Got Hit with A Hard Inquiry on Their Credit from A Place Called ‘RentTrack’

This post may contain affiliate links. For more information, please read our disclosure policy here

Y’all WTF?

I am one that worked hard to get my credit where it’s at so to be notified about something like this, is quite upsetting.

People everywhere are reporting they just received a hard credit inquiry from a placed called “Renttrack Inc”.

RentTrack

I actually was alerted from my credit union about it and sure enough, my credit was hit with a hard inquiry.

What is Renttrack Inc?

RentTrack Inc is a rent payment reporting agency. Basically, if you make rent payments, they report them either positively or negatively each month on your credit report just like any other tradeline.

Why Did I Get An inquiry from RentTrack on my credit report?

In June 2022, RentTrack hit millions of credit reports by error causing confusion and panic.

When you call the RentTrack customer service line, a recorded message greets you saying:

“Thank you for calling RentTrack. Please note, RentTrack has been notified that individuals are seeing a new inquiry on their credit report from RentTrack. Our team is currently working with TransUnion to resolve this issue and remove the hard credit pull as if it didn’t happen. We will reach out via email once more information is available.”

If you have an inquiry before or after this date, it is likely because your rental agency or landlord is using this service to report your rent payments.

As of right now, RentTrack is working to remove these hard inquiries from June 2022 but you can also dispute them with TransUnion and even place a credit freeze on your profile.

Similar Posts

Leave a Reply

Your email address will not be published. Required fields are marked *